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A Transfer of Equity is when someone is added or removed from the title deeds to the property and this may occur for a number of reasons such as a sole owner adding their husband or wife, a parent adding their son or daughter or a separating couple transferring the property into one of their names.
The speed in which a Transfer of Equity can take place often depends on whether there is a mortgage or not or if money is changing hands between the parties.
If there is no mortgage on the property and no money will be changing hands then a Transfer of Equity is a fairly simple process.
If however, you want to add or remove someone from the title deeds to the property and there is a mortgage involved, you will need permission from your mortgage lender and have to comply with their requirements. Unfortunately, this means the process is more complicated.
Whatever your reason for transferring the equity in your property it is essential that you receive specialist advice. At Rowlinsons we have considerable expertise in dealing with such matters and we are more than happy to provide you with initial advice so that you understand the procedures, implications and costs before proceeding with the transfer.
For a no obligation transfer of equity quote please call 0800 047 8182 or click here for an instant online quote.